Territorial aspects of the hyper capillarity of digital financial services: automatic toll payment in Brazil

Abstract

In this paper we propose to discuss the evolution and the recent popularization of mobile payments in Brazil together with the understanding of the relationships between the new digital and eletronic forms of financial services with the growth of automatic toll payment companies. We start from the assumption that the object of study of geography is geographic space, wich can be briefly defined as an inseparable set of system of objects and action systems. In addition, we understand that currently, in the technical-scientific-informational period, information is a vector that guide actions. These are basic concepts that guide our method of interpretation. According to our results, the five main electronic toll payment companies that we focus – Sem Parar, ConectCar, Move Mais, Veloe and Taggy – have shown growth in recent years while looking for a double expansion: market, being an interesting product for drivers who do not need to travel on roads constantly, as a function, approaching mobile payment companies in general. Finally, we understand that these new forms of mobile and digital payments can have multiple repercussions on the uses of the territory.