Economia de escala e eficiência nos bancos brasileiros após o Plano Real
DOI:
https://doi.org/10.1590/1980-53573243tspnPalavras-chave:
Bancos, Sistema financeiro brasileiro, Economia de escalaResumo
Este estudo evidencia que houve um incentivo para a ocorrência das fusões e incorporações de bancos brasileiros no período após a implantação do Real. Este resultado refere-se a constatação de que existe economias de escalas nos bancos brasileiros com ativos acima de um bilhão de reais. Tal conclusão e obtida estimondo-se uma fronteira estocástica de custo translog por maxima verosimilhança e considerando-se a possibilidade de ineficiências dependerem de algumas variáveis relacionadas com o problema de Moral Hazard.
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Atualizado em 12/06/2024